Fire Department Insurance types – Click here to begin your application

Accident & Sickness Insurance

Protect your members for protecting their community. Accident & Sickness coverage provides critical benefits to fill gaps and complement workers’ compensation. Learn more about Accident & Sickness insurance for firefighters and emergency personnel.

Auto Insurance Coverage

Learn more about our automobile liability insurance for emergency service organizations including coverage for fire trucks, ambulances and emergency responders’ privately owned vehicles (POVs).

General Liability Insurance

General liability insurance offers peace of mind in helping to protect your emergency service organization from unavoidable situations. Learn more about general liability insurance.

Property Insurance

Discover a broad property insurance program with a variety of covered real property and covered contents. Learn more about property insurance.

Management Liability Insurance

Management liability insurance provides coverage for monetary damages arising out of a wrongful act committed by a volunteer, employee, officer, director, trustee or commissioner acting on behalf of your emergency service organization. Learn more about management liability insurance.

Excess Liability Insurance

Extended insurance coverage for emergency service organizations is available.

Group Term Life Insurance

Help recruit and retain emergency service members with group term life insurance. Learn more about the coverages for this benefit.

Specialty Benefits

Protect volunteer and career personnel with added benefits including accidental death and dismemberment, medical and disability. Learn more about the specialty benefits.


  • Workers Compensation Insurance
  • Life Insurance
  • Annuity Indexed

Get your Department Listed on U.S. Fire Department Directory

Get your fire department listed on one of “the largest” online Fire Departments today.

Why  Because it empowers your department to provide information to your Communities, post videos, publish charity and fund raising events and much more.

About Us

We are Athena Insurance and Financial Services and independent insurance brokerage representing the Fire Departments, it’s personnel and volunteers.

Athena Insurance and Financial Services
P.O. Box 390
Pine Grove CA 95665

California License #0588228
National Producer # 2709340

Established 1996

Phone 209 223-1870  /  Fax 209 223-3227

Contact form here